The Debt Reduction Calculator saved us hours of time, a quarter of a million dollars and will result in our paying off all loans in 1/2 the time. Facebook Pinterest Stumbleupon Whatsapp Email Ads by Google I’ve always thought that one of the reasons why staying afloat is so challenging is because money is such an abstract concept. It’s just numbers on a page, or pieces of paper in a wallet. The top of the page contains space for mentioning company’s name, address, email, and TFN to be printed on priority. For an even more powerful debt payoff spreadsheet, see our debt reduction calculator.